When it comes to providing group insurance to your employees, you might be asking several questions. How much will this cost? Am I required to pay premiums? Is my small business large enough to qualify? Jonathan and Emily Hawkins, husband and wife team and founders of Hawkins Insurance Group, share how they can help you and your employees build a better business through your insurance decisions.
Did you know that, according to the Small Business Administration, about 50% of small business owners do not offer company benefits? Small business owners could be at risk of losing valuable talent because they don’t offer the right benefit plans for employees. You may be surprised at how affordable group plans can be. Jonathan shared how “…there are so many buttons, tools, knobs we can turn to make it affordable.” These insurance heroes offer tangible tools to help clients enhance their businesses.
1. Groups as small as two full-time employees can qualify for group insurance – even if only one employee participates.
2. Employers aren’t required to pay the entire premium.
3. Employer contributions can be tax deductible to the business.
4. You aren’t obligated to keep the same benefits all year – Hawkins Insurance Group can help you shop around for less expensive rates.
In addition to licensed insurance agents at Hawkins Insurance Group, Jonathan is also a Certified Financial Planner, which holds him to a fiduciary duty towards his clients. Fiduciaries are required to act in their clients’ best interests. Finding a licensed agent with this certification is rare in the insurance industry. “The recommendations that I make for the business owner can encompass different areas. As a fiduciary, I’m held to a higher standard,” Jonathan said. “Our main goal is to do what is best for the client,” Emily echoed.
Anyone can sell you insurance. Hawkins Insurance Group is a local agency that can offer you the education, service, and solutions that are tailored to your needs. “It doesn’t have to be a vulnerable and anxious decision,” Jonathan said. This individualized service and small firm of devoted agents truly has the expertise and knowledge to care for their clients.
Jonathan W Hawkins CFP®
"The Insurance Hawk"
Toll Free: 833-INS-HAWK (467-4295)
Direct: 817-800-4253